IBPS PO Eligibility Criteria 2025, Age Limit, Educational Qualification

The Institute of Banking Personnel Selection (IBPS) conducts the Probationary Officer (PO) exam annually to recruit candidates in public sector banks across India. IBPS PO 2025 is expected to attract lakhs of aspirants, but before applying, candidates must check whether they meet the necessary eligibility conditions. The IBPS PO Eligibility Criteria 2025 include several components such as nationality, IBPS PO age limit, educational qualification, medical standards, and even credit history. Candidates must fulfill all criteria set by IBPS to avoid disqualification at any stage.

IBPS PO Eligibility Criteria 2025 Overview

Candidates interested in applying for IBPS PO 2025 must submit their online application form through the official portal. Before applying, it's essential to review the eligibility details and keep all required documents ready.

IBPS PO Eligibility Criteria 2025

The eligibility for IBPS PO 2025 is determined on various grounds including citizenship, age limit, minimum educational qualification, and fitness. These rules are uniform across all participating public sector banks. Let’s explore each of these aspects in detail.

IBPS PO Eligibility Criteria 2025: Nationality

To apply for IBPS PO 2025, a candidate must satisfy one of the following nationality conditions:

• A Citizen of India,
• A subject of Nepal or Bhutan,
• A Tibetan refugee who came to India before 1st January 1962 with the intention of permanent settlement,
• A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia, and Vietnam, intending to settle in India permanently.

Note: Candidates other than Indian citizens must produce a certificate of eligibility issued by the Government of India.

IBPS PO Eligibility Criteria 2025: Age Limit

The IBPS PO age limit is one of the most crucial eligibility conditions for the exam. As per IBPS norms:

• Minimum Age: 20 years
• Maximum Age: 30 years
  (As on 01 August 2025, expected cut-off date)

This means a candidate must have been born not earlier than 2nd August 1995 and not later than 1st August 2005 (both dates inclusive).

IBPS PO Eligibility Criteria 2025: Educational Qualification

The ibps po educational qualification requirement is fairly simple and inclusive. Candidates must possess:

• A Bachelor’s degree in any discipline from a recognized university or equivalent qualification recognized by the Central Government.

Additional Notes:

• The candidate must have a valid mark-sheet or degree certificate on the day of registration.
• Computer literacy is desirable as the exam is conducted in online mode.
• Proficiency in the official language of the State/UT is preferred (reading, writing, and speaking skills).

There is no specific stream requirement, which makes graduates from arts, commerce, science, or engineering backgrounds eligible.

IBPS PO Percentage Calculation

IBPS has not specified any minimum percentage requirement in graduation. However, candidates must ensure:

• Their cumulative percentage is correctly calculated based on their university guidelines.
• The percentage must be rounded off to two decimal places.

For example:

• 59.99% should be treated as 59.99% only, and not rounded off to 60%.
• If CGPA is used, it should be converted into a percentage as per the university’s conversion formula.

Candidates failing to provide a valid conversion method or authentic final score may face rejection during document verification.

IBPS PO Medical Requirements

Medical fitness is another crucial component of IBPS PO 2025 eligibility criteria. Although there is no public declaration of exact medical parameters, selected candidates must be:

• Medically fit in all respects to be eligible for appointment.
• A final selection is subject to medical examination conducted by respective banks after the interview round.

Medical conditions such as vision impairment, locomotor disabilities, or other benchmark disabilities are not disqualifying factors if the candidate falls under PwBD categories and has relevant certificates.

IBPS PO 2025 Credit History

In recent years, IBPS participating banks have started considering the financial discipline of candidates. Poor financial background may not affect your eligibility to write the exam, but can become a barrier during final appointment.

Key points to keep in mind:

• No defaults in loan repayment or credit card dues.
• A clean credit history with no blacklisting or write-offs.
• Candidates should ideally not have any adverse records in CIBIL or other credit bureaus.

Banks can reject candidates with negative credit history, even if they clear all three stages of the exam.

FAQs

What is the minimum age to apply for IBPS PO 2025?

The minimum age is 20 years as on the cutoff date mentioned in the official notification.

Can final-year students apply for IBPS PO 2025?

No, only candidates who have completed their graduation by the last date of application are eligible to apply.

Is there any percentage bar for graduation in IBPS PO 2025?

No, there is no minimum percentage requirement in graduation. Candidates only need a pass certificate or mark sheet.

Are candidates with a backlog eligible for IBPS PO 2025?

Candidates must clear all backlogs before the date of online application submission. Otherwise, they are not eligible.

Does IBPS check the CIBIL score of candidates?

Yes, many banks check credit history or CIBIL score before the final appointment. Candidates with loan defaults or poor repayment history may face disqualification